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Steve Hamm, IBM Writer

Steve Hamm, IBM Writer

By Steve Hamm

Cloud computing seems like a natural fit for the developing world. In places where capital for major information technology purchases can be difficult to round up, this approach to computing makes it possible for small business owners, start-up entrepreneurs, social service non-profits and universities to share resources and buy computing services more affordably, by the drink. So far, though, while cloud computing is taking off in mature economies, adoption is lagging in less developed ones.


Vikas Prasad, Country Manager, IBM Business Continuity and Resiliency Services, India

An initiative by a team of IBMers in India shows how the cloud could penetrate into some of the most remote parts of developing countries–and, potentially, help boost economic growth. The team, led by Vikas Prasad, country manager for IBM’s business continuity and resiliency services in India, is recruiting small cooperative banks in the country’s hinterlands to shift their core banking activities to a cloud data center.

Vikas’ work gives truth to the phrase,  “Walk the extra mile for a customer.”

He recalls a trip to Nainital, a hill station in northern India, to meet for the first time with the executives of a local bank. He and his colleagues discovered that the bank office was in a hilly part of a town and was not accessible by vehicle, so they had to climb for 30 minutes to get to their meeting. Once there, they waited until noon for the officers to arrive. When the meeting began, the bank officers expressed their gratitude that the IBM sales team had been willing to travel so far. “This was our first experience with this type of organization. It helped us learn how to relate to a different kind of customer,” Vikas says.

Nainital, India. Source: WikiMedia Commons

Nainital, India. Source: WikiMedia Commons

Today, nine cooperative banks are being hosted in an IBM cloud data center in India. That’s just scratching the surface of what’s possible, but Vikas believes that over time, many more of these banks will shift to cloud computing. The local banks, many owned by families, are beginning to feel pressure from the major banks, which are expanding their branch networks into smaller cities. At the same time, the cooperative banks are under pressure from the government to digitize their core banking operations.

For many of these local banks, the best way to deal with the challenges might be to leapfrog with technology and move their banking operations to the cloud. Once they have cloud systems, they can more easily provide mobile banking and payments–key ingredients in bringing a host of modern banking services to India’s hundreds of millions of rural citizens.

If that happens, India’s small banks could have an outsized impact on development of the rural economy.


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October 13, 2014
11:01 pm

Lovely Blog! I Am Loving It!! Will Be Back Later To Read Some More. I Am Bookmarking Your Feeds Also.
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Posted by: JudiBola
December 8, 2013
2:40 am

This is actually a extremely useful chemistry web page.

Posted by: Anibal Machol
September 5, 2013
2:32 am

Cloud computing & Cloud Infrastructure is a vernacular expression used to express varied types of computing concepts that involves desktop in massive quantity connected through a real time communication.

Posted by: vandanaVerma
September 3, 2013
1:17 pm

Steve — thanks for the story. As a newly registered “foreign citizen” of India, I am excited by the prospect of how cloud technology can help small businesses to grow and thrive. I also can relate to the enormous need for affordable computing options and the potential impact that cloud services can have here.

Posted by: Pam Kaplan
September 3, 2013
4:58 am

Steve, thanks for the article, I believe there is no way businesses and economies at large in developing countries will come close to those of developed countries if they do not have access to technology, which like you note is out of budget to many, cloud computing goes miles to provide the kind of technology we need at fractions of the cost.

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October 10, 2014
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Going Here

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Posted by: Going Here
October 8, 2013
12:57 am

[...] 그런데 오지나 소외 지역에서 IT를 보급하고 잘 활용하게 하려면, 기존의 상식으로는 너무 많은 물류 및 관리 비용이 소요된다는 문제를 해결해야 한다. 클라우드 컴퓨팅이 이러한 문제를 해결할 수 있는 방안으로 관심을 모으고 있다. 인도 IBM에서 이러한 외진 지역에 IT를 보급하여 경제 성장에 도움을 주기 위한 이니셔티브가 진행되고 있다는 소식을 Steve Hamm 이라는 한 IBM 직원이 블로그에 소개했다.( [...]

Posted by: 클라우드 컴퓨팅, 개발도상국 경제 발전에 도움 줄 것으로 기대 | A Smarter Planet Blog - Korea
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